Your Financial Home Base
Built just for the women I coach — real accounts, real numbers, not a generic budgeting app.
A Real Look Inside
Click throughSwipe through the menu below — this is exactly what you'll find inside, not a mockup.
Message from Em · Dashboard
Everything starts here — net worth, goals, and budget at a glance, so you always know exactly where you stand.
Good afternoon, Alex.
Wednesday, July 15
Items from your coaching plan due today or tomorrow.
MAY 28, 2026
Building Momentum on Your Debt Payoff
Key Takeaways
Next Session
Thursday
July 18
2:00 PM
No open action items — you're all ready for next session!
+$1,240
vs last month
Everything you own (assets) minus everything you owe (liabilities).
Total in your bank and savings accounts.
$25,213
Total balance across all tracked debts.
$30,037
Income minus spending (this month).
−$2,301
Money you're setting aside for the things that matter.
Emergency Fund
$9,200 of $15,000
Europe Trip 2027
$1,800 of $4,500
Home Down Payment
$12,450 of $50,000
This month's spending compared to your plan.
Your latest transactions across connected accounts.
Jon & Vinny's
Food And Drink
−$65
Jul 20
Uber
Transportation
−$24
Jul 19
Trader Joe's
Food And Drink
−$89
Jul 18
Drybar
Personal Care
−$55
Jul 17
Target
Shopping
−$43
Jul 16
Direct Deposit - Acme Corp
Transfer In
+$4,200
Jul 15
Gjusta
Food And Drink
−$22
Jul 14
CVS
Health And Fitness
−$29
Jul 13
Messages
Every conversation with Emilia, organized in one place.
Emilia
Your coach · usually replies within a day
Hi Alex! Great job hitting your emergency fund milestone this week. How's the balance transfer research going?
Monday, 2:14 PM
Found two options with lower rates! Sending you the details before Thursday so we can go over them together.
Monday, 4:02 PM
Perfect, that gives us plenty of time. See you Thursday at 2!
Monday, 4:15 PM
Your Roth IRA is open — nice work! Next step is picking initial funds. Let's pick your funds before the 25th so they have time to settle before next session.
Saturday, 11:20 AM
Got it — I'll block off time this weekend to look at the fund options you sent over.
Saturday, 1:47 PM
Quick one — is the Sephora charge Shopping or Health and Fitness? Blurring the line on that one.
Jul 12, 9:03 AM
Ha, fair question! Keep it under Shopping — I only count Health and Fitness for things like gym, supplements, or medical.
Jul 12, 11:35 AM
Your Goals
Savings buckets for planned future expenses — so nothing catches you off guard.
$5,800 to Fully Funded
Emergency Fund
Emergency Fund
$9,200 of $15,000
Europe Trip 2027
$1,800 of $4,500
Home Down Payment
$12,450 of $50,000
Net Worth
Everything you own minus everything you owe — your most important financial number.
+$1,240
vs last month
$52,212
$30,037
Online Savings ··5521
Ally Bank · savings
Total Checking ··4242
Chase · checking
Premier Savings ··8891
Chase · savings
Brokerage ··7734
Fidelity · brokerage
Transactions
Your most recent activity across every connected account.
↓ $551
vs last month
All money out this period — budgeted categories, debt payments, and savings transfers combined — relative to your income.
179% of income spent
You've spent more than you earned this month — let's find where to pull back.
Trader Joe's
3 visits · Food And Drink
Jon & Vinny's
2 visits · Food And Drink
Drybar
1 visit · Personal Care
Jon & Vinny's
Food And Drink
−$65
Jul 20
Uber
Transportation
−$24
Jul 19
Trader Joe's
Food And Drink
−$89
Jul 18
Drybar
Personal Care
−$55
Jul 17
Target
Shopping
−$43
Jul 16
Amazon
Shopping
−$38
Jul 15
Chevron
Transportation
−$41
Jul 14
Cash Flow
Income minus spending, this month and over time.
Spending outpaced income this period — let's look at where it went and find the patterns.
Total income for this period.
$2,900
→ Stable · vs prior period
All money out this period — budgeted categories, debt payments, and savings transfers combined.
$5,201
↑ 18% · vs prior period
Portion of income kept this period.
0%
Paycheck
Direct deposit · biweekly
Budget
Your spending vs. your plan — by category.
How your spending compares to your budget this period
$3,054
of $4,850 budget
$1,796 remaining
Your highest-spend categories this period
Progress toward each category budget target
Debt Tracker
Track what you owe and your plan to pay it down.
Total Balance
Active debt balance across all accounts.
$30,037
Monthly Minimums
Required minimum payments per month.
$185/mo
Active Accounts
Debt accounts being tracked.
4
Balance by account
Estimated at your current pace
Debt-Free By
At current minimum payments
Mar 2037
Total Interest
Projected to pay at this pace
$5,230
Auto Loan
Federal Student Loan
Focus on high-APR accounts first to minimize interest paid over time.
Federal Student Loan
4.75% APR · $185/mo min
$18,450
Remaining Balance
Auto Loan
Balance synced from Plaid
$8,100
Remaining Balance
Blue Cash Preferred
Balance synced from Plaid
$2,240
Remaining Balance
Sapphire Preferred
Balance synced from Plaid
$1,247
Remaining Balance
Investments
What you're growing, separate from what you're saving.
+$612
vs last month
VTI
Vanguard Total Stock Market ETF
BND
Vanguard Total Bond Market ETF
—
Cash Sweep
Session Recaps
Notes and highlights from each of your coaching sessions with Emilia.
Your journey with Em
3 sessions together · 2 months
Building Momentum on Your Debt Payoff
Session 3 of 3
Alex came in with great news: the Chase credit card balance dropped $400 this month — the largest single-month reduction since we started working together. This is the avalanche method paying off (literally).
We reviewed all three debt accounts. The student loan is on track; the car loan has a low enough rate that we agreed to keep it at minimum and redirect surplus to the credit card first.
Emergency fund is at $9,200 — 61% of the $15,000 target. Next milestone: credit card at $0 by February 2027.
Action Plan
Your personalized to-do list from Emilia — small steps that add up to big change.
Open a Roth IRA and choose initial funds
Add your Venmo account to the portal
Increase 401(k) contribution to 8%
Confirm the balance transfer offer for the Chase credit card
Set up automatic transfer for Europe Trip goal
Every number on every page is pulled straight from your real accounts — no data entry, ever.
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